Special retirement supplement

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Q. If I retire with MRA and 30, can I waive the special retirement supplement and draw the increased annuity at 62?

A. Even if you waived the special retirement supplement — which I don’t think is possible — it would have no affect on your FERS annuity. That annuity is set on the day you retire and doesn’t change until you reach age 62 and are first eligible for a cost-of-living adjustment.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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