Social Security

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Q. I was 56 years old with 33 years total government service and retired regular FERS then applied for Social Security Disability Insurance and was approved with back pay after the first 6 months of my retirement date. I only got $685 of my special retirement supplement because several of those years was active duty, which I repaid within the first 36 months of my career at the U.S. Postal Service. Now I am wondering what will happen to my annuity when I turn 62 and my SRS is eliminated.

A. At age 62, your special retirement supplement will end; however, you will then begin receiving a Social Security benefit based on all your Social Security covered employment, including your time on active duty. That benefit will be calculated as if you had worked to age 62 and increased by any FERS cost-of-living adjustments payable from the date on which you retired to age 62.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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