Deferred retirement


Q. I’m a federal law enforcement officer with 16 years covered and three years federal service not covered. If I decide to take a deferred retirement will I still get the enhanced 1.7 x the number of years x my high three and 1 x the number of non-law enforcement years X my high-3? I also bought back 13 years of military service. How will those years be added?
A. You would have to have 20 years of actual LEO-covered service to have that period of service computed under the special formula. Any service beyond 20, whether actual service or service for which you’ve made a deposit, would be computed using the standard formula. If you leave before having 20 years of covered service, when you apply for a deferred retirement, all that service will be computed under the standard formula.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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