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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. Derek Larson on

    You could be straight CSRS with less than five years of creditable civilian service as of 12/31/1986. For instance, say the first person came to work with the postal service on 11/26/1983 and never left the position. That person would be a full straight CSRS employee, with only a little over three years of service as of 12/31/1986.

  2. Derek Larson on

    Sorry, I’m not trying to be difficult, but you’re misunderstanding the rules. The section you’re referring to deals with the five year rule for employees that were specifically hired on 01/01/1987 or later. Anyone who was hired on 12/31/1983 or before and has continuous service is straight CSRS. They would not have been converted to FERS on 01/01/1987 — even though they had less than five years of CSRS service.

    My only point is that your strict definition of CSRS employees absolutely needing five years of creditable civilian service by 12/31/1986 is false.

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