Military, federal retirement

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Q. I am a FERS employee with 31 years of federal service, and 35 years of military. However, early in my career, or should I say when I was hired, I payed for or bought back three years of active duty. Now I am ready to retire from my federal agency, and later from the reserves when I become 60 years of age. So, I know I can retire from my federal agency with the 31 years, but what about the military? Can I still retire and have the military exclude the years I purchase if I don’t get a pension? I would still like to keep my military privileges (i.e.: PX, MWR).

A. Relax. The fact that you made a deposit to get credit for your active-duty service will have no affect on your reserve retired pay.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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