Refund for buyback of military time


Q. I have 9 years and 10 months of active-duty military time, and 10 years of federal government time. I left the federal government 15 years ago. I was buying back my military time, but I didn’t finish paying it off before I left the federal government. Can I get the money back that I paid into buying my time since I didn’t finish, or shall I look into trying to finish paying it off? I took my annuity and rolled it over. Am I ineligible for any FERS benefits when I retire from this nonfederal job?

A. No, you aren’t eligible for any FERS benefits. Yes, you can request a refund of the money you paid to get credit for your active-duty service. To do that, write OPM at the following address:
Retirement Operations Center
Boyers, PA 16017-0045
On the envelope write: Attention: Military Deposit Refund


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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