Q. I found out I had the CSRS offset when I was hired in 1985 and was automatically converted to FERS. I don’t remember doing this. What happens now? Am I penalized by having the CSRS? I plan on retiring in 2016 after 30 years of government service.
A. Nothing happens. Since you were first hired after December 31, 1983, you were covered by CSRS and Social Security. Because you had fewer than five years of CSRS service before January 1, 1987, you were automatically converted to FERS and your CSRS offset service became FERS service.