Browsing: CSRS Offset

Q. I am a federal employee with 42 years of CSRS service. Will I be afforded the opportunity to receive Social Security benefits when I reach the age of 65? A. You would only be entitled to a Social Security benefit if you had worked outside the government and earned at least 40 Social Security credits. However, because you worked under CSRS – a retirement system where Social Security taxes weren’t deducted from your wages – you’d be subject to the windfall elimination provision of law. The WEP would reduce that benefit unless you had at least 30 years of…

Q. I am eligible to retire under CSRS with what is currently 37 years of service (SCD JUL 1982). I am still working and plan to for a couple of more years. However, I became eligible for full Social Security January 2019, for work employed outside of CSRS. Would my CSRS pension (when I retire) be reduced by this amount if I were to sign up for it or is it the Social Security amount that will be reduced or eliminated? A. If you have reached the age when you are eligible for a full Social Security benefit (between 65…

Q. Individuals covered under CSRS pay CSRS employee deductions, and are excluded from Old Age, Survivors and Disability Insurance taxes of Social Security. They may contribute up to the Internal Revenue Service elective deferral limit each year to the Thrift Savings Plan (TSP), but CSRS employees who contribute do not receive any government contribution. There are so many references in Office of Personnel Management materials, congressional papers and Treasury manuals that prohibited those working under this system from paying into Social Security, how can Congress and Social Security turn around and penalize survivors whose spouses paid into Social Security? Why…

Q. As a CSRS employee I chose to reduce my pension in order that my wife could get a spousal benefit pension when I die. She worked many years in the private sector, and her Social Security pension benefit is about $10,000 a year. Now my question: At my death, would the windfall elimination provision be applied to her spousal federal pension and reduce her Social Security pension benefit?

Q. I’m a CSRS Offset retiree. If I don’t file for Social Security at age 62, my annuity will be offset (reduced) at the age of 62. It is my understanding that I can continue to work and not be subject to the Social Security income limitation, correct?

Q. I served 21 years and six months in the military, paying Social Security all the time. I also paid a little Social Security prior to going into the military. I went into civil service under CSRS in 1985. All of my Social Security was paid into prior to going to work under CSRS, so why should I have an offset after retiring from civil service after 20 years? I paid in the CSRS program and all my Social Security was paid under a different system that shouldn’t have anything to do with civil service and my Social Security.

Q. I retired as a CSRS Offset employee in 1997 at age 50. Since federal retirement, I worked in the private sector paying Social Security on those wages. At age 62, OPM reduced my federal annuity by about 25 percent but hasn’t adjusted my annuity since, even though I’ve contributed near the maximum into Social Security during the eight years since. I see nothing indicating that the offset ratio is a one-time event. What recourse do I have?

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