CSRS and Social Security


Q. I will have 34 years of federal service in May 2016. I want to retire at the end of 2016. I’m in the offset retirement system. I will have only have 29 years in the Social Security system. Should I work until I have 30 or more years in Social Security? How will it effect my CSRS retirement when I’m eligible for Social Security?

A. Your CSRS annuity will be reduced by the amount of Social Security benefit you earned while a CSRS Offset employee. To find out how much your Social Security benefit would be reduced if you have fewer than 30 years of Social Security-covered service, go to http://ssa.gov/pubs/EN-05-10045.pdf.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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