Q. I was receiving my OPM disability annuity at 60 percent, but it was just reduced to 40 percent, which I was told happens after 12 months. However, I haven’t been approved for Social Security yet, and my attorney is appealing the denial. Will I be restored back to 60 percent until I receive my Social Security?
A. No, you won’t. The law is clear. For the first 12 months, a disability retiree receives 60 percent of his high-3 minus 100 percent of any Social Security disability benefit. After 12 months and up to age 62, he receives 40 percent of his high-3, minus 60 percent of any Social Security disability benefit. The change from 60 percent to 40 percent is automatic and irreversible.