Earnings limitation


Q. I am a FERS LEO retiree who retired at age 52 with 25 years of government service. I am now 53 years old. Is it true that my wife can earn as much as she can over $15,720 without it affecting my Social Security supplement until I reach the MRA of 56? Also, must I request the Social Security supplement each year, or is it automatic?

A. What your spouse earns has no connection to your special retirement supplement. The Social Security earnings limitation you referred to applies solely to you, and then only when you reach your MRA. After that, if you have earnings from wages or self employment that exceed the annual cap, the earnings limitation will apply to your SRS.



About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Leave A Reply