Q. I want to defer my retirement and get out at 50/20. It’s my understanding that if I wait until 60 to claim my retirement, I will retire with full benefits as if I had waited until the minimum retirement age of 56 years and 8 months. Is this true?
Q. If I resign from the government, am I required to leave my money in the retirement fund to be eligible for a deferred annuity at age 60 (to avoid the age reduction)? I want to transfer my retirement fund to my own securities personal bank. To be eligible for an early out, do you have to be at your minimum retirement age?
Q. I am 56, but only have six years of government service time. Even though I’ve worked for a U.S. government agency for 31 years, only my time with government service counts toward retirement. Would I be allowed to leave the government before my minimum retirement age and take a deferred annuity at age 62? If this is possible, would I be able to keep my medical coverage?
Q. I’m 24 years retired from the military and currently a federal employee under FERS. The Employee Benefits Information System reflects I am eligible for MRA+10 by December 2024. By then, I am 56 years old. Will I be illegible for SRS if I retire at my minimum retirement age?
Q. I am a GERS employee with the U.S. Postal Service. I have 18 years of service and will reach my minimum retirement age next year. Would it make sense to retire and take the annuity, or postpone it until I’m 60 or 62? I can be covered under my husband’s insurance.
Q. I am retiring under discontinued service at 54 years old. I will get my FERS annuity, and when I reach my minimum retirement age, the special retirement supplement. I want to work part time. What is the max amount that I can earn? What will be the difference in loss of benefits between a federal job and a nonfederal job?
Q. Is it true that any FERS employee who leaves government and postpones the annuity to avoid the age reduction would not get the special retirement supplement? I ask because I have reached my minimum retirement age of 56, with 26 years of service. What would happen if I left the government for another job and postponed my annuity until age 60?
Q. I’m a FERS employee. I thought I had read somewhere that when you leave government early and apply for a deferred retirement, you have to wait until you are 62 to receive your annuity. Is that not true? Would you be eligible for the FERS supplement in this case?
Q. Because of medical reasons, I’m considering retiring early. My age is 58, and I have 28 years of federal employment, non-military. I know that I will deduct 5 percent for every year until I reach 60 for my pension. Would I receive the special retirement supplement if I retire now? I have reached my minimum retirement age.