Q. If I retire at 58 with 20 years of service, what exactly do I lose? Should I wait at least until 60, or 62 or 65?
Q. I am 52 with 33 years and 3 months service (30 U.S. Postal Service and three in the Army). My minimum retirement age is 56 years 4 months. If I decided to leave the Postal Service now, what are the penalties?
Q. Can I retire at 50 with 25 years of service? I am not at my minimum retirement age, but in order to keep my health benefits, I would take the 5 percent per year that would reduce my annuity by 50 percent. Is this possible?
Q. If I am terminated from my position for performance, will I be eligible for a Discontinued Service Retirement? I am age 53 (54 next month) with 28 years of service including military payback for those years served. Will I also be eligible for the special retirement supplement once I reach my MRA?
Q. I want to defer my retirement and get out at 50/20. It’s my understanding that if I wait until 60 to claim my retirement, I will retire with full benefits as if I had waited until the minimum retirement age of 56 years and 8 months. Is this true?
Q. If I resign from the government, am I required to leave my money in the retirement fund to be eligible for a deferred annuity at age 60 (to avoid the age reduction)? I want to transfer my retirement fund to my own securities personal bank. To be eligible for an early out, do you have to be at your minimum retirement age?
Q. I am 56, but only have six years of government service time. Even though I’ve worked for a U.S. government agency for 31 years, only my time with government service counts toward retirement. Would I be allowed to leave the government before my minimum retirement age and take a deferred annuity at age 62? If this is possible, would I be able to keep my medical coverage?