Discontinued service retirement

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Q. I am 52 years old with 30 years of federal service under my belt. There is a possibility my agency will do away with my position. What are my options should this happen? I am not in a position that I can relocate to another area. Will I lose my FEHB if my position is abolished and I cannot find another federal job? Will I be eligible for immediate retirement even though I don’t meet the MRA requirement? FEHB is the only health insurance I have. My husband does not have a health insurance plan. Do I still qualify for the FERS Supplement if I retire?

A. If your position was abolished and there is no other position available for you either at that location or one within the commuting area, you’d be eligible both for a discontinued service retirement and, when you reach your minimum retirement age, the special retirement supplement. You would also be entitled to continue your FEHB coverage into retirement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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