Windfall elimination provision

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Q. Does the windfall elimination provision disappear at full retirement age, or is it in effect at any time you take your benefits?

A. The windfall elimination provision applies to those who receive an annuity from a retirement system where they didn’t pay Social Security taxes. Those who meet that definition will have their Social Security benefit reduced if they have fewer than 30 years of substantial earnings under Social Security.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

6 Comments

  1. I retired under CSRS with 32 years and receiving annuity. I also worked other jobs before working for the federal government paying in social security. I started for the federal government in 1987 to 2011,?total of 32 years. During those 32 years I worked 2 sometimes 3 extra jobs paying in social. I paid my quarters in. Social Security determined I am permanently disabled as of June 15, 2016 but denied me disability payments because I worked for the federal government. I paid my social security in and don’t understand why I can’t get my benefits. I need to find a lawyer who can fight for me.

  2. William L. Corbett on

    You send a letter stating that my monthly benefit had changed to $588 on Jan 2016.But I only received $450 per month during that year,why the difference?

    • We didn’t send you anything. Therefore, your letter must have come from either the Social Security Administration or the U.S. Office of Personnel Management. You’ll have to check with the sender to find out why there is a difference.

  3. RUPERTO MAYNARD on

    I worked as a Civilian for the U.S. Army for 20 Yrs. as a Panamanian Citizen RESIDING in PANAMA.
    STARTED My CSRS Annuity in 1997.
    MOVED to the U.S. and paying S.S.A. since 1999. And Applying for S.S. Retirement in 2016.

    Why My SCRS annuity Benefits may affect My S.S. BENEFITS , when the previous BENEFITS was EARNED as another NATIONAL ( ABROAD).

    WHY OPM at the instance TAXES are withheld due to LOCAL ADDRESS they could not ADVISE to proceed on PAYING The SOCIAL SECURITY ADMINISTRATION from my ANNUITY PAYMENT

    • The law is clear. Anyone receiving an annuity from a retirement system where he didn’t pay Social Security taxes will have his Social Security benefit reduced if he has fewer than 30 years of substantial earnings under Social Security. There is no provision in law that would have allowed you to pay Social Security taxes while you were a CSRS employee.

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