Q. If I complete 13 years of active duty in 2018 and tack on seven years of reserve duty until 2025, I will start receiving military retirement benefits for those 20 years at age 60. If I become a GS employee in 2018 and serve 20 years until I am 57, will I be able to receive my military retirement pension as well as my FERS pension? If I “make a contribution” (aka buy back those 13 years of active-duty service), will I have to forfeit the military retirement benefits because it will be rolled into the FERS?
A. If you keep those periods of service separate, you’ll be able to receive both your reserve retired pay and your civilian annuity, with no reduction in either. While making a deposit to get credit for your active-duty service will increase your total years of civilian service, it won’t have any effect on your military retired pay.