Q. I worked for the U.S. Postal Service for a few years. Am I eligible for an annuity?
Q. I want to defer my retirement and get out at 50/20. It’s my understanding that if I wait until 60 to claim my retirement, I will retire with full benefits as if I had waited until the minimum retirement age of 56 years and 8 months. Is this true?
Q. This is my last year receiving Supplemental Social Security (retired from the U.S. Postal Service as FERS in April 2016). I was born in the middle of the month of January. Will this supplement end in December of this year or will it include January 2018 – the month I turn 62 – and stop in February?
Q. I am 47 years old and have 22 years of federal service at the Department of Veterans Affairs. I am thinking about leaving the VA to pursue other career options. I want to defer my retirement and annuity until I am 62 years old. Will there be any penalty, and am I entitled to full retirement? Will I still be eligible for health insurance?
Q. I worked in Saudi Arabia as an Army civil servant from 2012-2016. I now work in the U.S. at Marine Corps Base Camp Pendleton where I receive locality pay. If I work here for two years, how is my retirement pay under FERS (42 years of service) computed? What if I spend one year overseas (no locality pay) and two years stateside (with locality pay) — do I get the average of the three years?
Q. If I resign from the government, am I required to leave my money in the retirement fund to be eligible for a deferred annuity at age 60 (to avoid the age reduction)? I want to transfer my retirement fund to my own securities personal bank. To be eligible for an early out, do you have to be at your minimum retirement age?
Q. Although I’m a FERS disability retiree, I have applied for a full-time job under NAF. Can I do this legally? I am willing to not receive my disability pay, as little as it is, and my doctor said I can work with no problems.
Q. I elected to have my husband receive 25 percent of my basic annuity. If he dies before I do, what happens? Will my annuity be recalculated without a survivorship benefit, or does it stay the same?