Q. I am a widow of a U.S. Postal Service worker and am receiving a survivor annuity. If I remarry after 55, will I be able to continue my annuity and my federal employee health benefits coverage?
Q. I am under FERS disability retirement with 23 years of service at age 49. I was told by the Office of Personnel Management that at age 62, my 23 years would be bumped up to 32 years — the difference between when I left and when I turn 62. So would it bump up my FERS retirement at age 62? Is this correct that it would be reconfigured at a higher annuity?
Q. I retired in 1995 and included a small survivor benefit for my spouse. In 2014, we divorced, and I have since remarried. I would like to leave a survivor benefit for my new wife. Does the Office of Personnel Management permit me to provide a survivor benefit to my second wife? If yes, what is the correct way to proceed?
Q. I have 10 years in FERS, and I’m 60. I am being offered a Voluntary Separation Incentive Payment in August. I turn 61 in October. It is my understanding that my annuity be reduced by 5 percent for each year I’m under 62. Since I am turning 61 in October, will they only reduce my annuity by 5 percent instead of 10 percent? Lastly, when I turn 62, will my annuity reduction stop and go back to what I would have received at the age of 62?
Q. If you end up with 12½ months of sick leave, and 20 years and six-and-a-half months of service, would your retirement be based on 21 years, seven months, or would you lose the half month of sick leave and half month of service, and therefore use 21 years and six months to compute your retirement?
Q. I have 10 years with the military for which I haven’t made a deposit, and I will have 10 years in civil service. I’m a 55-year-old FERS employee. When will be the soonest time I can retire? If I leave the federal service before 62, can I still get my retirement when I’m 62?
Q. I am 52 years old. Before coming to work for the government, I was in the Navy for six years and received an honorable discharge. I am leaving a 27-year career and going into the ministry. Am I eligible for any retirement benefits?
Q. I have two employees that do not want to leave their spouses a survivor annuity, without the spouse signing anything. One is CSRS and the other is FERS. The FERS employee has been separated for two years now and does not want to leave him anything, since she is not legally separated. But if she was legally separated, does she have to leave him anything?