Government pension offset


Q. Can a CSRS retiree who earned enough credits to receive a Social Security benefit also receive a survivor’s benefit from his deceased spouse?

A. Under the government pension offset provision of law, your Social Security survivor’s benefit would be reduced by two-thirds of the amount of your government pension. For example, if you receive a monthly civil service pension of $600, two-thirds of that, or $400, would be deducted from your Social Security survivor’s benefit. For the full story, go to


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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