Q. How does the accumulation of sick leave factor into the overall retirement calculation? I plan on retiring in four years and will have accumulated more than a year’s worth of sick leave. I want to use it toward retirement. I will be 63 with 18 years of service as a civil servant. I’m retired military, as well.
A. After you meet the age and service requirements to retire, unused sick leave will be treated as if it was actual service and used in the computation of your annuity. For example, if you had 2,087 hours of unused sick leave, your annuity would be based on 19 years instead of 18. As a result, your annuity would be 1 percent higher. Roughly speaking, every 174 hours of additional unused sick leave would further increase your annuity by one-twelfth of 1 percent.