CSRS Offset


Q. Will a CSRS Offset employee’s annuity be reduced at age 62 for any reason? If so, what could affect the payment?

A. At age 62, the annuities of CSRS Offset retirees are automatically reduced by the amount of Social Security benefit they earned while covered by CSRS Offset. However, they will receive that offset amount in their Social Security benefit, plus any additional amount to which they are entitled based on other Social Security-covered employment.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. Linda H Branch on

    I am a CSRS retiree from the USPS. My deceased husband was active duty military when he died in 1984. Am I eligible for Social Security survivor benefits from him without having my CSRS retirement check reduced?

    Thank You,
    Linda H Branch
    Please e-mail me at : lbranch1@comcast.net

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