About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. Why? Can’t you simply stay 2 months longer? Are things that bad where your at you can’t wait 2 quick months?

  2. One thing I forgot. OPM requires minimum 90 days advance notice for your retirement so they can get it processed in time for your requested retirement date.

    If you were to submit your retirement application paperwork to your HR today, your earliest day you could retire would be October 30, 2017. The 3 month wait would give you enough service time by October 30 if your just 2 months short of service time as of this moment!

    • @David McKay: not true. You can call/write a note to your Agency HR and say, “I hereby retire, effective today.” You would have to fill out your retirement paperwork, and the Agency will process their part, then send to OPM. Yes, it will take several months, but there is no advance notice required.

      • Thanks for the info. Guess the 90 day requirement is only if you want to retire with all agency/OPM retirement paperwork completed by your retirement date. Folks who’ve retired where I work told me our agency/OPM required 90 days notice.

        If you plan to immediately retire from your agency it’d be really wise to have at least 6 months worth of your estimated monthly retirement annuity in the bank with the months you’ll have to wait till you start getting your annuity!

        This person would be wise to request a retirement date 2-3 months out so when they officially retire they’ll have enough service time!

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