Q. I’m not sure I understand the reasoning for federal retirees to not sign up for Medicare Part B? Are you saying that federal retirees who become eligible for Medicare parts A and B don’t sign up for Part B because there is better coverage under FEHB plans at a lower cost? What about deductibles and co-payments?
A. According to NARFE, the National Active and Retired Federal Employees Association, for most federal retirees, the additional benefits provided under Medicare Part B aren’t worth the premiums they’d have to pay. While NARFE acknowledges there are exceptions to that general rule, those apply to particular individuals with medical costs covered by Part B that would exceed the Part B premiums.