Q. If I go out on FERS Disability Retirement, will my monthly check drop when I reach my retirement age from $3,200-plus a month to whatever I’m entitled to based upon my years under FERS?
A. Not quite. If you are receiving a disability benefit, at age 62 that benefit will be recomputed as if you had worked to age 62. As a result, your actual service will be added to your time on the disability rolls. The total time will be multiplied by 1 percent (1.1 percent if your actual service plus disability retirement time equals 20 or more years of service). The total percentage amount will be multiplied by your high-3 on the day you went on the disability rolls and increased by any cost-of-living adjustments payable from that time to age 62.