Q. If I go out on FERS Disability Retirement, will my monthly check drop when I reach my retirement age from $3,200-plus a month to whatever I’m entitled to based upon my years under FERS?

A. Not quite. If you are receiving a disability benefit, at age 62 that benefit will be recomputed as if you had worked to age 62. As a result, your actual service will be added to your time on the disability rolls. The total time will be multiplied by 1 percent (1.1 percent if your actual service plus disability retirement time equals 20 or more years of service). The total percentage amount will be multiplied by your high-3 on the day you went on the disability rolls and increased by any cost-of-living adjustments payable from that time to age 62.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


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