Q. I understand that my FERS annuity doesn’t receive COLA increases until age 62. When I do turn 62 does my annuity only increase with subsequent COLA increases or is there a “catch-up” adjustment as well?

A. There isn’t any “catch-up” adjustment. However, in January following the month in which you become age 62, you’ll receive a full, nonprorated COLA.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


  1. David Rudensky on

    Retired a few years ago at 57 years of age. When I turn 62 in May 2018 then I would get full FERs COLA, if there is COLA, in January 2019(paid in February 2019)? Would last SRS check be May 1, 2018.

    Appreciate your articles and associated input.

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