Q. I was a FERS employee who was involuntary separated (performance related) after 16.5 years with the U.S. Dept. of Labor. I separated in September 2003. In 2004 I took a refund of my retirement contributions. Am I entitled to any pension that would be based on the government’s contributions to my account? I was born in 1963 and would otherwise be eligible for my pension in about 18 months.
A. No, you aren’t entitled to any pension. Your entitlement to a deferred annuity ended when you withdrew your contributions to the retirement fund.