Q. I worked for the U.S. Postal Service for 12 years. I withdrew my TSP when I left. Do I have any retirement also from the years I worked?
A. If you withdraw your retirement contributions when you left, you wouldn’t be eligible for a retirement benefit. If you didn’t, you’d first be eligible for a benefit when you reach your minimum retirement age, which ranges between 55 and 57, depending on your year of birth. However, your annuity would be reduced by 5 percent for every year (5/12 of 1 percent per month) that you were under age 62.