FEHB and Tricare


Q. My wife and I are retired federal workers and currently enrolled in FEHB. I will be eligible for Tricare in January 2020. Do I to wait for next open season to be able to cancel/suspend FEHB coverage or can I cancel/suspend when I become Tricare Eligible?

A. According to OPM, “If the documentation showing your eligibility for TRICARE is received within the period beginning 31 days before and ending 31 days after the date you designate as the day you want to use TRICARE or CHAMPVA instead of FEHB coverage, the suspension becomes effective at the end of the day before the day you designated.”


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. Joseph Chadwell on

    I’m assuming your a retired reservist. Just my thoughts as being retired military myself. 1) Understand how Tricare works I.E. will you be Tricare Select or Tricare Prime. 2) Know the cost.
    3) Look at a cheaper FEHB plan that can be used with Tricare until age 65 when you are eligible for Medicare. 4) Talk to other military retirees that you might know and see what they’re doing. Good luck.

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