Maximum annuity


Q. Is there a maximum annuity calculation for CSRS? Is the calculation of the “Average High-3 Salary” based only on the salaries during your first 41 years, 11 months of service, or will it be calculated include the salaries of the years after that period?

A. Your high-3 will be based on your highest three consecutive years of basic pay whenever they occur in your career.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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