Author Reg Jones

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

Q: I was a former Merchant Marine cadet, and have been a Navy Reserve officer for eight years. I just started to work for the Federal Aviation Administration. I know the Civil Service/Federal Employees Retirement System handbook leaves out the Merchant Marine Academy as one of the academies eligible for military service credit, however, I have a “statement of service” in my Navy Reserve folder stating I was a midshipman in the Navy Reserve during those four years. The dates are also listed in my annual statement of service history. It does say that those dates are not creditable, but…

Q: My wife retired at the age of 58 with a Civil Service Retirement System annuity. If she has 40 quarters in the Social Security system before she is 62, will she be able to collect her Social Security at age 62 without a reduction in her CSRS annuity? A: If she was covered by CSRS alone, her CSRS annuity won’t be reduced. However, her Social Security benefit will be reduced through the workings of the Windfall Elimination Provision. The WEP reduces — but doesn’t eliminate — the Social Security benefit of anyone receiving an annuity from a retirement system…

Q: I am a Federal Employees Retirement System employee who will be 55 with 25 years of service. The U.S. Postal Service has offered a voluntary early retirement. If I retire, will I be able to collect the supplement at age 56 and who determines the amount? A: If you accept an offer of early retirement, you will be able to receive the special retirement supplement when you reach your minimum retirement age. Your SRS will be based on the Social Security benefit you earned while employed under FERS. The amount will be determined by the Office of Personnel Management…

Q: I have 11-plus years of 6(c) service in a primary law enforcement position from a prior appointment. After a two year break in service, I have been reinstated into a secondary law enforcement position with career tenure. Since I have more than three years in a covered position, am I entitled to maintain my 6(c) coverage, or will I stay under Federal Employees Retirement System due to the break in service? A: While that break in service shouldn’t affect your eligibility to remain covered under the special retirement provision for law enforcement officers, you need to confirm that with…

Q: Two questions about a 51-year-old Federal Employees Retirement System employee of the U.S. Postal Service who is offered an early retirement: 1) Is there any deduction/penalty for age years below 62? 2) Is that employee eligible for the annuity supplement immediately? If not, does that benefit ever kick in? A: If you retire under the Voluntary Early Retirement Authority, you won’t be subject to the age reduction penalty. And you’ll be eligible to receive the special retirement supplement when you reach your minimum retirement age. Since you were born between 1953 and 1964, your MRA will be 56. –…

Q: My husband and I are both retired federal employees. He has always carried our Federal Employees Health Benefits coverage under Blue Cross Blue Shield, Standard Option, self and family. He is enrolled in Medicare Part B. I am 62, so have three years to go before I will be eligible for Medicare coverage. We are now considering changing to two self only plans during Open Season because we will save $500-plus on the premiums. Are there any cons to this proposed change that we should consider? How can I avoid problems with my enrollment, since I have been personally…

Q: Reimbursement for Federal Employees Retirement System sick leave was being processed thru Congress, but it seems to have dropped out of sight after the House. Would you provide an update on this issue? A: Congressman Jim Moran did introduce a bill that would reimburse retiring employees for unused sick leave. However, in a surprise move that bill was converted into an amendment which would grant retirement credit for that leave. That amendment was attached to HR 1108, the Family Smoking Prevention and Tobacco Control Act, and passed by the House on Aug. 1. On its arrival in the Senate,…

Q: I was reinstated to my present federal agency. During the time I was gone, I worked for another federal agency. I was finally credited with the annual leave I was due because with the reinstatement, I passed 15 years of service while with the second agency. On my statement of earnings and leave, my max carryover was increased from 240 hours to 334 hours. Is there a time limit in which I have to use the extra carryover? Or will I retain this level of carryover until I retire or take enough annual leave in a year to eat…

Q: I worked for the Social Security Administration from 1966 through 1973, at which time I became disabled. I have not been employed since that time, and have been receiving a Civil Service Retirement System disability annuity. In April 2009, I will be 62, will my annuity be recomputed? My husband is 71 and receives a Social Security pension. Would my annuity be affected if in the future, if I were to collect a widow’s benefit through my husband’s benefit? A: No, your annuity won’t be computed at age 62. While your annuity won’t be affected if you become eligible…

Q: My friend who works for the Veterans Administration was recently subpoenaed to testify for the prosecution in a federal case. She had to take three days off from work and fly from the West Coast to the east. She’s being told that she has to use annual leave for this event, and there is no pay for this as in jury duty. Is this correct? A: Your friend is entitled to court leave if she was summoned as a witness in a judicial proceeding in which the federal, state, or local government is a party. Whether that fits her…

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