Browsing: medical retirement

Q. My son David is a federal employee under FERS who recently suffered severe mental health problems. 1. If David resigns his federal position, will he be eligible to apply for a medical disability retirement after the date of submitting his resignation? 2. Is there any waiver(s) for the requirement of applying for Social Security Insurance prior to submitting an application for a medical retirement? A. 1. Yes, he can file for disability retirement after he resigns. However, it would be better if he began the application process before that, because his agency has a role to fulfill which would…

Q. I was told by Customs and Border Protection that I could still get a medical retirement even though I have more than 30 years of service. When I go to the Employee Benefits Information System, it says I can’t apply for medical retirement because I have more than 30 years. A. Years of service have nothing to do with it. If an employee has at least 18 months of creditable service, there are only two situations in which he’d be unable to receive a disability annuity: First, whether he is covered by CSRS or FERS,  if he is eligible for…

Q. I left Veterans Affairs Department service and withdrew my money from CSRS. When I came back after less than a year, I asked human resources to make sure I was under the same retirement system but only part time since I was in school. He told me not to come back part time, changed me to intermittent and said that since I came back after less than a year, it would not change anything. I found out that it threw me into the offset. I became eligible for retirement June 25, 2012, but have some ongoing medical issues and…

Q. I retired with a medical disability from the FSRS in 1975, and I worked until age 62, when I applied for Social Security. I have read that if I medically retired from FSRS, the windfall elimination provision does not apply. However, Social Security reduced my pension because I lacked 30 years of substantial earnings. Which is correct? A. The Social Security Administration is correct. Go to www.ssa/gov/pubs/10045.html. There you’ll find an explanation of the WEP and a list of the only exceptions to it. One of them isn’t medical retirement from the FSRS.

Q. I worked for the Department of Corrections as an officer for 18 years. I had a private retirement plan, so the department didn’t pay into Social Security. Then I had a medical retirement. Will I still receive any benefits? Prior to working for the department, I had worked and accumulated 38 quarters, which didn’t amount to much money. Do I still also have to get to 40 quarters? A. No, you won’t receive any Social Security benefit unless you have 40 credits. To get the additional two credits you need, you’d have to earn $2,260 in wages or self-employment…

Q. I am a CSRS employee with 33 years of federal service and I am 54 years old. My agency (the Postal Service) is offering a Voluntary Early Retirement Authority at the end of January. I am a disabled vet with 80 percent rating. Should I take the VERA or apply for medical retirement? I have paid all required quarters for Social Security, and have a daughter still in school. Which method is more beneficial? I plan to apply for 100 percent Veterans Affairs compensation as service-connected injuries are more disabling. A. Based on your years of service, the only…

Q. I am a Postal Service employee who has been injured on the job, and I now have permanent restrictions. My facility is supposed to close early next year. I am a FERS employee, 44 years old with 16 years of service. My manager told me to file for a medical retirement, which I did. Once approved for the medical retirement and when I would reach my normal minimum retirement age of 56.5 years, would I be eligible for the special retirement supplement before I begin receiving Social Security? A. No, you wouldn’t. Disability retirees aren’t eligible to receive the…

Q. I work for the Defense Contract Audit Agency. I served in the Guard or Army Reserve or on active duty for 21 years. From 2004-2006, I served in Afghanistan, and was injured during a combat mission. As a result, I was medically retired from the Army in January 2009. I am a Chapter 61 retiree (a medical retiree with less than 20 years of creditable active service). I am unique in that I had multiple injuries, but the Army board awards a retirement for only one disability. As a result, my VA disability pay exceeds my retired pay, and all of…

Q. I am a federal law enforcement officer with four years of service in a 6c covered position. I was injured in the line of duty and my agency is unable to accommodate me in another position, so I am being medically retired. What are the health insurance options for me and my family after my disability retirement? A. Assuming that you are enrolled in the Federal Employees Health Benefits program, as a FERS disability retiree you will be able to continue that coverage. Note: When you apply for FERS disability retirement, you must simultaneously apply for Social Security disability…

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