Q. My husband is going to retire early next year. He will be 65. He has been paying for self plus family Blue Cross Blue Shield since he began working for the Defense Department (BSBC 105). I am a federal FERS retiree who will not be 65 until 2013. We heard somewhere that it is not a good idea to do single BCBS but continue with the family plan even though it comes out cheaper. We also have Tricare as a secondary as my husband is a retired military officer. Please advise as to the pros and cons of single…
Browsing: self only plan
Q. Why doesn’t the Federal Employees Health Benefits program offer a self-plus-one option for health insurance like the Federal Employees Dental and Vision Insurance Program? The cost should not be the same for one plus a spouse as it is for a whole family. I would rather pay two self-only premiums than that for self plus family. The difference between self only and self plus family is staggering. A. The FEHB law doesn’t provide for that option, and serious consideration has never been given to changing it.
Q: My wife and I are both CSRS retirees. During our active careers and up to this point in our retirement she has been covered under my family health plan. Now that our youngest son is in the Air Force we want to switch to two single plans. Is that possible? Do we have to do it during open season? A: Yes, you can switch to two self only enrollments, but the only time you can do it is during the annual open season.