Retirement calculation With overseas COLA/PA


Q. I will be covered by a Civil Service FERS/CSRS Component retirement & am currently considering an overseas assignment where a cost-of-living allowance (COLA)/post allowance (PA) will be paid. Since I lose my current stateside locality pay when overseas, will this COLA/PA be included in computations for my high-3 retirement calculation?

A. No, it won’t be included when computing your high-3.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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