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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.


  1. My wife is on CSRS disability retirement. She retired at the age of 42. As I understand the regulations at the age of 62 her retirement changes to a regular retirement but her 1099 still says “3- Disability”. She is now 64 years old. She has 21 years and 11 months of service. does any of this change anything?

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