Q. I will soon be a CSRS retiree — no offset, no military service, just 30 years with the federal government. My wife has worked for many years in the private sector and is covered by Social security. If she dies before I do, will I receive her full Social Security or any of it?
A. Any Social Security survivor benefit to which you are entitled would be affected by the government pension offset provision of law. The GPO would reduce that benefit by $2 for every $3 you receive in your CSRS annuity.