Part B requires premium payment


Q. My mother just came to me and showed me her Social Security statement. She asked: “Why are they deducting $96.50 for monthly Medicare insurance when I have full medical coverage from the Navy?” She is an 86-year-old Navy veteran, and my father, who passed away three years ago, was retired from the Navy. Is this something she should be paying?

A. She appears to have signed up for Medicare Part B (medical insurance), for which she would be required to pay the premiums.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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