Medicare

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Q. My sister is a retired police officer living in North Carolina and will be eligible for Medicare in August. How does she apply for Medicare? All of the questions I’ve looked at address retirees who are on Social Security, which she will not be. She will continue with Blue Cross/Blue Shield government health insurance.

A. She should call the Social Security Administration at 1-800-772-1213 and talk to one of their benefits specialists. If she isn’t eligible for a Social Security benefit, she won’t be eligible for Medicare Part A. However, she can enroll in Part B at her own expense.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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