Q. My mother is a survivor of a retiree and has full medical coverage. She is 92 and in relatively good health, taking no medication to speak of and enjoying her daily routines. Her monthly medical insurance for Horizon Major Medical is now $451.66. Is this above or below what would be considered average for single seniors?
A. Go to www.opm.gov/insure/health/rates/index.asp and compare her monthly rate with other plans that provide service in her area.
