Survivor benefits five years after new marriage


Q. I am a CSRS retiree. I retired in 2007 and remarried in 2008. I have no obligations to any former spouse, etc. I never thought about getting my new wife survivor benefits. Can I still acquire survivor benefits for my wife after all this time? I get nowhere with OPM; either they do not know or they go get me an answer and say they’ll get back to me and I never hear from them again.

A. No, you can’t. To do that, you would have had to elect a survivor annuity for your new spouse within two years of the date of your marriage.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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