Q. I am a retiree from Tinker Air Force Base, Okla., with health insurance. Turning 65. What happens about Medicare, and which insurance is primary? Does the health insurance turn to a supplement policy? Do you need Medicare A & B? I have only signed up for Medicare A.
A. Since you are retired, Medicare will be your primary insurer and your Federal Employees Health Benefits plan will be secondary. Because you paid for it through payroll deductions while working, Part A is free. If you want Part B, you’ll have to pay the premiums. There’s no clear answer about whether you should sign up for Part B. Some do and some don’t. You’ll have to do a little research and then make up your mind.