Social Security benefits for survivor of CSRS employee

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Q. I am a retired CSRS employee, not eligible for any Social Security benefits. When I die, will my spouse’s survivor annuity be reduced because she is receiving her own Social Security benefits?

A. Neither her CSRS survivor annuity nor her own Social Security benefit will be reduced. She’ll get the full amount from each.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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