Q. I am 63 and retired under CSRS. I have four years military time included in my creditable service, have not paid back this time and do not qualify for Social Security. I will, however, qualify for Social Security in about two years. It is my understanding that there is a Social Security check done at age 62, but will the Office of Personnel Management check in later years or be notified when I do qualify? If not, is the “onetime” check at age 62 in law or is it an OPM process that can be easily changed?

A. OPM only checks once: at age 62 if you retired before that age or when you retire, if it is at or after age 62.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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