Q. I am 58 and will be removed for medical inability next month after 14 years under FERS. I have carried self-plus-family Federal Employees Health Benefits for the past six years. Once I am immediately removed (pending Office of Personnel Management disability decision), is my health insurance terminated? If so, is there any grace period?
A. You will receive a 31-day extension of coverage at no cost to yourself. You may choose to continue it under the temporary continuation of coverage provision for up to 18 months at your own expense, plus 2 percent to cover administrative costs.