Q. I am a Postal Service employee. I started Dec. 24, 1983, and will be 53 years old on Sept. 10. I am in CSRS and would like to know if I can retire in December with 30 years of service? If so, would I be able to receive my retirement right away or have to wait until I turn 55?
A. No, you can’t retire in December with 30 years of service. You aren’t old enough. The earliest you can retire is when you reach age 55. Of course, you could resign from the government this December, but you wouldn’t be eligible for an annuity until age 62.