Annuity reduction


Q. I am a pure CSRS employee. How do I know how much an offset would affect my annuity? I have five years of military service and no other job except federal service; CSRS retired after 38 years including military. Never paid Social Security after military service.

A. If you retired before age 62 and aren’t eligible for a Social Security benefit at that age, there won’t be any reduction in your CSRS annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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