Medicare and BCBS premiums


Q. My wife and I are both covered by Medicare. We have been told my Blue Cross/Blue Shield Standard Federal Employee Plan premium will not be reduced. Other friends in our situation have had their Medicare supplement premiums reduced. When I try to get an answer for BCBS, I get confusing responses. Can you help?

A. Whether or not you sign up for Medicare, your FEHB premiums will remain the same. Medicare Part A is free because you paid for it through payroll deductions. You’ll have to pay for Medicare Part B if you decide to take it. The friends you are talking about signed up for Medicare supplements, which fall outside the boundaries of this forum. The cost of Medicare Part B premiums is fixed by law.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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