Q. I noticed that my Basic life insurance has a 75 percent reduction. I’m aware of the fact that I chose that. What has me puzzled is the amount of insurance before reduction and the amount of insurance after the final reduction.
Q. Can you please tell me what reduction in my FERS annuity will be required so I can stay on my wife’s FEHB enrollment after she retires?
Q. My ex-husband is retiring from the post office and right now he covers our 21-year-old daughter on his insurance plan. Will he still be able to keep himself and her covered with the same cost he is paying now, or will the cost be higher?
Q. I’m considering an early retirement from USPS. I currently have health insurance that costs me approximately $370 per month. It looks to me like I can actually get comparable coverage through the Obamacare site for less than my contribution to my current health insurance plan based on my projected income after retirement. Would I be eligible to receive the discounted health plan from the new government program? I know that I’m not eligible to participate now as an employee of USPS because my employer provides health coverage. After retirement, I can continue to receive health benefits through USPS but…
Q. I have been approved for Federal Retirement Disability after having applied for it almost 15 months ago. I am receiving interim payments. I was separated from my federal position before I applied and could not afford to pay for COBRA benefits during the time I waited to be approved. When could I anticipate receiving my health insurance benefits back? How will they calculate my portion of the health insurance premium?
Q. Will Medicare continue to be deducted until an employee is age 65, or do deductions stop once they retire (at age 59 or 60)?
Q. I’m enrolled in the Federal Employees Health Benefits program. It seems taking Part A of Medicare, which is free, can’t hurt. Is that true? How would taking Part B of Medicare help or hurt? I now also cover my wife and three children.
Q. Does my wife have to sign up for Medicare? If so, when does she have to sign up? And, if my wife does not sign up for Medicare, will she incur any penalty? Scenario: I am a working FERS employee and my wife still works. She is not a government employee. I have self-and-family Federal Employees Health Benefits coverage. I am not yet age 65. My wife will turn 65 this year.
Q. I am retiring next month. I am over 70. I have Blue Cross/Blue Shield. If I get Medicare parts A and B, do I still need BC/BS?
Q. I am retired and collect an annuity from the government. I also pay a monthly premium for insurance. Is the premium deductible along with any other out-of-pocket costs that I can claim on my income taxes?