Windfall elimination provision

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Q. I am a CSRS employee who will be retiring Oct. 31 and would like to know how my Social Security check will be affected. I am 67 years old and receiving $945.

A. Because you’ll be receiving an annuity from a retirement system in which you didn’t pay Social Security taxes, you’ll be subject to the windfall elimination provision. The WEP will reduce but not eliminate that benefit. To learn how you will be affected, go to http://ssa.gov/pubs/EN-05-10045.pdf.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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