Workers' compensation and disability retirement

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Q. I was injured on the job May 15. Due to injuries I sustained from a car accident in December, my doctors on June 7 deemed me indefinitely unable to return to work in the title that I’m employed in. My workers’ compensation case was accepted June 23. Can I apply for disability retirement for the car accident injury while out on workers’ compensation?

A. Yes, you can and should apply for disability retirement. Although workers’ compensation benefits are usually better than a disability retirement annuity — and you may only receive one of them — a disability annuity would be your fallback if your workers’ compensation benefits ended.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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