WEP and spousal benefits


Q. I am a retired CSRS federal employee. I understand that my Social Security benefits will be reduced under the windfall elimination provision. But will my spouse (who never worked and will get Social Security only because of me) have her amount reduced, too? In other words, if my Social Security monthly benefits would be $1,500 a month, but this is reduced to $1,200 a month, will my spouse’s Social Security benefits be $750 or $600?

A. No, the WEP applies only to your Social Security benefit.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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