Keeping FEHB coverage after retirement


Q. I retired and kept Blue Cross/Blue Shield coverage. I will be going to Medicare on Nov 1. Do I do something special to retain current BC/BS policy? Do I look for supplemental coverage? Need Medicare D for prescriptions?

A. You don’t need to do anything to retain your Federal Employees Health Benefits coverage. While it’s unlikely that you’d need to sign up for any supplemental coverage, that decision is up to you.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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