Retirement eligibility


Q. I am 62 years old with eight years of service under FERS. I left FERS employment at age 60. Am I eligible for any FERS retirement?

A. If you didn’t receive a refund of your retirement contributions, you are eligible for a deferred annuity now. Go to, click on Forms, download a copy of OPM Form 1496A, fill it out and send it to the Office of Personnel Management.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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